{"title":"Budget Planners","description":"\u003cp\u003eMonthly budget planners built for UK pay: plan around payday, track UK bills like council tax, and see where every pound goes.\u003c\/p\u003e","products":[{"product_id":"uk-monthly-budget-planner","title":"UK Monthly Budget Planner","description":"\u003cp\u003eA budget spreadsheet built for UK pay. Set your monthly payday, add your bills, and see exactly where your money goes, in pounds.\u003c\/p\u003e\u003ch3\u003eWhat's included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e12 monthly tabs: planned vs actual for income, bills, spending and savings\u003c\/li\u003e\n\u003cli\u003eUK bills built in: council tax, TV licence, energy, water, broadband\u003c\/li\u003e\n\u003cli\u003eMark bills as Paid from a dropdown and they're counted automatically\u003c\/li\u003e\n\u003cli\u003eA spending log on every month that totals your categories for you\u003c\/li\u003e\n\u003cli\u003eSavings pots for Christmas, holidays, car MOTs and more\u003c\/li\u003e\n\u003cli\u003eAnnual overview with charts\u003c\/li\u003e\n\u003cli\u003eBill calendar showing which direct debits leave before and after payday\u003c\/li\u003e\n\u003cli\u003eStep-by-step PDF setup guide\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003cp\u003eDelivered as a ZIP file containing the spreadsheet and a PDF setup guide. Unzip it, then open the spreadsheet in Excel, or upload it to Google Drive and open it in Google Sheets. Works on computer, phone and tablet. Reuse it every year.\u003c\/p\u003e\u003ch3\u003eInstant download\u003c\/h3\u003e\u003cp\u003eYour files are available straight after payment. By completing your purchase, you agree to immediate access to your download and acknowledge that you lose your 14-day right to cancel once it's made available. If a file is faulty or not as described, we'll fix it, replace it or refund you. See our \u003ca href=\"\/policies\/refund-policy\"\u003eRefund and Cancellation Policy\u003c\/a\u003e.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis template is an organisational tool, not financial advice. \u003ca href=\"\/pages\/not-financial-advice\"\u003eRead our full statement.\u003c\/a\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"The Monthly Ledger","offers":[{"title":"Default Title","offer_id":55209716449619,"sku":"TML-BUDGET-01","price":8.5,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1112\/6197\/4867\/files\/1-Hero_c65291d2-99e7-4780-91bd-1815b055446c.png?v=1791224579"},{"product_id":"uk-budget-planner-bundle","title":"UK Budget Planner Bundle","description":"\u003cp\u003eBudget, pay off debt and save, with three spreadsheets built for UK pay in pounds. Save 28% compared with buying all three separately (£19.50).\u003c\/p\u003e\u003ch3\u003eWhat's included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eUK Monthly Budget Planner:\u003c\/strong\u003e 12 monthly tabs, spending log, bill calendar and annual overview\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUK Debt Payoff Tracker:\u003c\/strong\u003e up to 15 debts, snowball vs avalanche, debt-free date and a month-by-month plan\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking Funds \u0026amp; Savings Pots Tracker:\u003c\/strong\u003e up to 20 pots with goals, target dates and save-per-month figures\u003c\/li\u003e\n\u003cli\u003eOne combined step-by-step PDF setup guide\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003cp\u003eDelivered as a ZIP file containing all three spreadsheets and a PDF setup guide. Unzip it, then open each spreadsheet in Excel, or upload them to Google Drive and open them in Google Sheets. They're three separate files, so you can start with one and add the others whenever you're ready.\u003c\/p\u003e\u003ch3\u003eInstant download\u003c\/h3\u003e\u003cp\u003eYour files are available straight after payment. By completing your purchase, you agree to immediate access to your download and acknowledge that you lose your 14-day right to cancel once it's made available. If a file is faulty or not as described, we'll fix it, replace it or refund you. See our \u003ca href=\"\/policies\/refund-policy\"\u003eRefund and Cancellation Policy\u003c\/a\u003e.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThese templates are organisational tools, not financial or debt advice. \u003ca href=\"\/pages\/not-financial-advice\"\u003eRead our full statement.\u003c\/a\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"The Monthly Ledger","offers":[{"title":"Default Title","offer_id":55209720381779,"sku":"TML-BUNDLE-01","price":14.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1112\/6197\/4867\/files\/1-Bundle-Hero.png?v=1791224841"},{"product_id":"couples-joint-budget-bill-splitter","title":"Couples Joint Budget \u0026 Bill Splitter","description":"\u003cp\u003eShare household bills fairly, work out what each of you pays into a joint account, and settle up on shared spending without the awkward maths.\u003c\/p\u003e\u003ch3\u003eWhat's included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eSplit 50\/50, by income, or by a custom percentage\u003c\/li\u003e\n\u003cli\u003eA shared bills list with who pays each one: the joint account, or one of you\u003c\/li\u003e\n\u003cli\u003eEach person's monthly transfer to the joint account, worked out for you\u003c\/li\u003e\n\u003cli\u003eMoney left for each of you after your share of the bills\u003c\/li\u003e\n\u003cli\u003eA shared spending log and settle-up: see who owes whom, to the penny\u003c\/li\u003e\n\u003cli\u003eStep-by-step PDF setup guide\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003cp\u003eDelivered as a ZIP file containing the spreadsheet and a PDF setup guide. Unzip it, then open the spreadsheet in Excel, or upload it to Google Drive and open it in Google Sheets. Perfect for moving in together, or for a fairer split if you earn different amounts.\u003c\/p\u003e\u003ch3\u003eInstant download\u003c\/h3\u003e\u003cp\u003eYour files are available straight after payment. By completing your purchase, you agree to immediate access to your download and acknowledge that you lose your 14-day right to cancel once it's made available. If a file is faulty or not as described, we'll fix it, replace it or refund you. See our \u003ca href=\"\/policies\/refund-policy\"\u003eRefund and Cancellation Policy\u003c\/a\u003e.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis template is an organisational tool, not financial advice. \u003ca href=\"\/pages\/not-financial-advice\"\u003eRead our full statement.\u003c\/a\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"The Monthly Ledger","offers":[{"title":"Default Title","offer_id":55209723461971,"sku":"TML-COUPLE-01","price":3.74,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1112\/6197\/4867\/files\/1-Hero_043aec20-a512-44da-8c47-7ae83eb2fd44.png?v=1791224997"}],"url":"https:\/\/themonthlyledger.shop\/collections\/budget-planners.oembed","provider":"The Monthly Ledger","version":"1.0","type":"link"}