Our templates are tools, not financial advice
The Monthly Ledger sells spreadsheet templates that help you record and organise your own information. Please read this statement before you buy or use any of our products.
- Not advice: nothing we sell or publish, including our templates, setup guides, product descriptions, website content or social media, is financial, investment, tax, debt, pensions or legal advice.
- Not personal to you: our templates do not take account of your personal circumstances, objectives or attitude to risk, and they do not recommend any product, provider or course of action.
- Estimates only: any figures, dates or calculations, such as debt-free dates, savings targets, tax-year totals or net worth, depend entirely on the information you enter and are estimates. They may differ from the figures your lender, provider or HMRC uses.
- Your decisions: you are responsible for decisions you make using information you enter into a template. Check important figures with the relevant provider.
Where to get help
- Free, impartial money guidance: MoneyHelper, moneyhelper.org.uk
- Free debt advice: StepChange (stepchange.org) and National Debtline (nationaldebtline.org)
- Tax and Self Assessment: GOV.UK and HMRC (gov.uk)
- Regulated financial advice: you can find an adviser through the FCA Financial Services Register or MoneyHelper's retirement adviser directory.
If you have any questions about this statement, please contact us.