UK money templates · Excel & Google Sheets

Spreadsheets built for how the UK actually gets paid

Budget, debt, savings and sole trader templates in pounds, for monthly pay and the April tax year. Type your numbers in and watch them do the maths.

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  • Instant download
  • Excel & Google Sheets
  • Built for UK money

Example figures
  • Built for UK pay and pounds
  • Instant download
  • Works in Excel and Google Sheets
  • Follows the April tax year
  • Step-by-step setup guide included
  • Buy once, reuse every year

Budget planners

Budget Planners

Plan every month around payday, alone or together.

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Template finder

Not sure where to start?

Answer one or two quick questions and we'll point you to the template that fits. It takes about ten seconds.

What do you want to sort out?

Debt & savings

Debt & Savings

Clear debts faster, fill your savings pots and watch your net worth grow.

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Try it live

When could you be debt-free?

Move the sliders and watch your estimated debt-free date change. The full Debt Payoff Tracker does this for up to 15 debts at once, with snowball and avalanche side by side.

Plan every debt with the full tracker
Estimated debt-free –
Months–
Total interest–
Total paid–

Estimate only, assuming a fixed APR, no new spending and the same payment each month. Not financial advice. For free debt help, visit MoneyHelper or StepChange.

For sole traders & sellers

Sole Traders & Sellers

Simple records on the UK tax year, from invoices to Vinted sales.

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Seasonal & life events

Seasonal & Life Events

Christmas, weddings and moving in together, without the money stress.

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Why The Monthly Ledger

Simple to use. Built for how you're paid.

  • Built for UK money

    Pounds, monthly pay, UK bills and the April tax year, not American paychecks.

  • Does the maths for you

    Type in the pale gold cells. Totals, charts and progress bars update instantly.

  • Excel and Google Sheets

    Works on computer, phone and tablet. No new app to learn.

  • Instant download

    Your files are ready straight after payment, with a step-by-step setup guide.

Ready in five minutes

  1. 1

    Download

    Your ZIP file arrives the moment you pay.

  2. 2

    Open

    In Excel, or upload to Google Drive and open in Sheets.

  3. 3

    Fill in

    Type your numbers in the pale gold cells. Done.

Get your money sorted this month

Pick a template, download it in seconds, and see exactly where your money goes. Built for UK pay, in pounds.

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Tools, not financial advice

Our templates help you organise your own numbers. They are not financial, tax, debt or investment advice and don't take account of your personal circumstances. Figures are estimates based on what you enter. For free, impartial guidance visit MoneyHelper.

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